Please note that the full program cannot be downloaded from this or any other site. It has to be installed from the CD which is available from SMART Comparitor.

 Vista_Installation.pdf
If you are currently running Microsoft Vista, please download the installation instructions and follow the instructions.

 SCPatch.exe  Version:- 1.3.20 (Updated 31/10/05)
(File Size 729Kb)
You are only required to download this file when asked to do so. There is no need to download the SCPatch file every time there is an update notification.

 Update.exe  Data Version:- 521 (Updated 12/07/10)
File Size 16.77 MB)
Once you have downloaded and installed the above SCPatch.exe &/or Update.exe files, then start SMART Comparitor and then go to Help - About and verify that you have the most current version installed on your system.

This update includes ING as well as MLC's high income earner pollicy.

 SMART_Comparitor_User_Manual.pdf  Version:-3.2003
(File Size 1.00 MB)
In order to download and save the User Manual file to your computer, right hand click on link, Scroll down to Save Target As, then save it to where you want it saved on your computer.

 29_Day_Rule_Plus.zip Version:- January 2007
File Size 304Kb
A unique tool that focuses in on Early Claim Payments within the Waiting Period.
This program looks at the selected disability plans to compare an APPLES vs. APPLES scenario, how each plan MAY pay a benefit if the insured returns to work on or before the 30th day.

Our Uniqueness

1.	We update within 7 working days of a company launching or updating their products.
2.	We reproduce all Features and Benefits, we don't wait until 3 or 4 companies introduce the same benefit or feature) both in an overview as well as full detail.
3.	Rating - We believe that you are educated enough to be able to assess the words yourself.
4.	Archiving - We have started to archive policies from 1990 onwards.
5.	In built electronic Client Data Questionnaire (Fact Finder) and Data Base.
6.	Web based prompt updates.
7.	We now include the date that the research was conducted - assuring you of the most current and accurate information
8.	Electronic Statement of Advice.
9.	Cost effective, accurate and Up-to-date Research Technology.

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